Posts by David Muncy
Are Car Accidents Covered by Workers’ Compensation in Maryland?
You’ve been in this situation before. As you are traveling to work, some irresponsible driver rear-ends you and now you know you will be late to work. While you are grateful that you did not suffer any serious injuries (that you know of), the additional stress associated with a car accident has you on edge…
Read MoreDoes Homeowners’ Insurance Cover Dog Attacks?
People often think there won’t be any insurance coverage available if they’re attacked by a dog, but typically that isn’t the case. Homeowners’ and renters’ insurance will cover a dog attack, even if it didn’t occur right in the home or the rented property. If you’re injured or attacked by another person’s dog, homeowners’ generally…
Read MoreCan Volunteering Affect Your Disability Benefits?
If you receive Social Security disability benefits but still want to volunteer, you are not alone. Volunteering is an activity that brings purpose to many people’s lives. A study by the National Institute on Disability, Independent Living, and Rehabilitation Research reported that people who volunteer are happier, have higher self-esteem, and create stronger social networks…
Read MoreWhat Are the Most Expensive Workplace Accidents?
When people think of workplace accidents, they often think of life-threatening scenarios. But most worksite incidents are not fatal, though they can lead to long-term pain, require extensive medical treatments, or disable a worker for any amount of time. Some workers can collect workers’ compensation, and others may be forced to use sick days or…
Read MoreWhat Are the Most Common Workplace Accidents?
Regardless of whether you work in an office setting or a construction site, you are capable of suffering from a workplace accident. They can cause a significant amount of pain and stress for the employee, and can increase the work other employees must do, which in turn increases the risk of a worksite injury. Some…
Read MoreWhat Types of Injuries Should I Report to OSHA?
When the Occupational Safety and Health Administration (OSHA) was created as a result of the Occupational Safety and Health Act, there was one goal in mind: to set and enforce standards for safe and healthy working conditions in all workplaces, for all workers. Since its creation, OSHA has imposed mandatory standards for employers to help…
Read MoreFactors That Can Discredit an Employee’s Workers’ Compensation Claim
Employers and workers’ compensation insurance agencies will jump through hoops to avoid paying injured workers what they are owed. While this is an unfortunate fact, it is better for employees to keep this at the forefront of their minds throughout the entire process of filing their workers’ compensation claims. Understanding where employers and insurance companies…
Read MoreSupplemental Security Income Restoration Act
Many people have criticized the Social Security program for its archaic legislation and its failure to provide a substantial living for the elderly and disabled citizens of America. This year, Congress has decided to make the necessary reforms to the program by introducing the Supplemental Security Income Restoration Act. The reforms introduced in this act…
Read MoreWhat Does Maryland Consider a Work-Related Injury?
Suffering an injury on the job is not always cut-and-dried when it comes to having that injury covered by workers’ compensation insurance. Yes, all employers are required to have workers’ compensation insurance for their employees. However, not every company follows the law, and not every injury is considered a work-related injury under workers’ compensation law…
Read MoreMistakes That May Negatively Affect a Workers’ Compensation Claim
If you have experienced an injury or illness as a result of your activities at work, a workers’ compensation claim is your opportunity to recover needed funds to cover lost wages and medical expenses. However, the claims process for workers’ compensation can be complicated, leading to mistakes on the part of the claimant. These mistakes…
Read More